Buy a home

Purchase financing built around your offer, not just your credit score.

Whether it's your first home or your fourth, Sayed structures purchase financing that keeps you competitive in a fast-moving market — with pre-approval letters strong enough to back a serious offer.

Get Pre-Approved Ask Sayed a Question

Purchase Loans at a glance

  • Down payment As low as 3%
  • Loan terms 15, 20 or 30 years
  • Pre-approval time 24–48 hours
  • Best for Buyers ready to make offers

Who it's for

Is purchase loans right for you?

You're actively house-hunting or about to start.

You want a pre-approval letter that agents and sellers take seriously.

You need clarity on exactly what monthly payment you're signing up for.

You want one advisor coordinating financing and the offer strategy.

Process

How Sayed structures your purchase loans

1

Free goals & budget consultation

2

Document collection & pre-approval

3

Shop with a verified pre-approval letter

4

Lock your rate once under contract

5

Underwriting, clear-to-close & closing day

FAQs

Purchase Loans questions, answered

Programs range from 3% down for qualified conventional buyers up to 20%+ for jumbo loans. Sayed will match a program to your savings and goals.

Typically 24–48 hours once your income and asset documents are submitted.

Yes — and it's recommended. A pre-approval sets your budget and strengthens any offer you make.

Explore other loan programs

Refinancing Cash-Out Refinance FHA Loans VA Loans Conventional Loans
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