Mortgage & Real Estate Advisor · NY · CT · PA · FL

A clear path to your closing table.

Sayed Hossain pairs licensed mortgage lending with hands-on real estate expertise — one advisor who can walk you from pre-approval to keys-in-hand, across Queens, Brooklyn, the Bronx, Manhattan, Long Island and beyond.

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★★★★★
4.9/5 on Google
Licensed in NY · CT · PA · FL — originates in all 50 states

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Estimated monthly payment

$0

Principal & interest only — for illustration, not a quote.

Home price
Down payment
Rate (30-yr fixed, illustrative)
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4

States Licensed In

50

States for Loan Origination

9

NY & Tristate Markets Served

4.9★

Average Google Rating

Why borrowers choose Sayed

Lending built around your timeline, not a call-center script.

Real answers, fast

Direct access to Sayed — not a rotating queue. Pre-approval letters typically turn around within 24-48 hours.

Dual-side expertise

Licensed in both mortgage lending and real estate sales, so pricing, contingencies and closing timelines are never a guessing game.

Rate transparency

Clear, itemized estimates with no surprise line items at closing — you see the math before you sign anything.

Local market fluency

From co-op board packages in Manhattan to first-time buyer programs in Buffalo, Sayed tailors the loan to the neighborhood.

Every buyer profile

FHA, VA, conventional, jumbo, investment and self-employed income documentation — structured correctly the first time.

With you past closing

Refinance reviews, rate-watch alerts and portfolio check-ins continue long after you get your keys.

Loan programs

A program for every kind of buyer.

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Purchase Loans

Competitive rates and fast pre-approvals for buyers across New York, Connecticut, Pennsylvania and Florida.

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Refinancing

Rate-and-term refinancing designed to actually move the needle on your monthly payment.

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Cash-Out Refinance

Replace your current mortgage with a larger one and pocket the difference in cash.

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FHA Loans

Government-backed financing with down payments as low as 3.5%.

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VA Loans

No down payment, no private mortgage insurance, for eligible veterans and active service members.

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Conventional Loans

Competitive rates without FHA mortgage insurance requirements, for qualified borrowers.

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Investment Property Loans

Structured loans for buy-and-hold investors, house hackers, and portfolio landlords.

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First-Time Home Buyers

Step-by-step guidance, program matching, and down payment assistance research for first-time buyers.

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How it works

From first call to closing day, in five steps.

1

Free consultation

A 20-minute call to understand your goals, timeline and budget — no obligation, no hard credit pull.

2

Pre-approval

Submit income and asset documents; Sayed issues a competitive pre-approval letter, usually within 1-2 business days.

3

House hunting & offer

Shop with confidence knowing exactly what you qualify for; Sayed coordinates with your agent (or represents you directly).

4

Full application & underwriting

Lock your rate, finalize documentation, and Sayed manages underwriter requests so nothing falls through the cracks.

5

Clear to close

Review your closing disclosure together, confirm final numbers, and sign — Sayed attends or is reachable throughout.

Sayed Hossain, Mortgage Loan Officer and Real Estate Salesperson

Why choose Sayed

Licensed lender. Licensed agent. One point of contact.

Most buyers juggle a loan officer, a real estate agent, and a lot of guesswork in between. Sayed holds both licenses — mortgage origination with GoRascal Mortgage and real estate sales with Max/IT Realty — so financing strategy and property strategy are built together, not handed off between strangers.

  • Bilingual service for NY's diverse buyer communities
  • Structured programs for self-employed & 1099 borrowers
  • Direct cell access — not a call center queue
  • Deep relationships with local attorneys, inspectors & appraisers
Meet Sayed

Client reviews

What clients say after closing.

★★★★★
4.9 · 120+ Google reviews
★★★★★

"Sayed pre-approved us in two days and kept us updated every step. We closed on our co-op three weeks ahead of schedule."

F

Farah I.

Queens, NY

★★★★★

"As a self-employed borrower I'd been turned down twice elsewhere. Sayed structured the file correctly the first time."

M

Marcus D.

Brooklyn, NY

★★★★★

"Having one person who understood both the financing and the negotiation made our first home purchase far less stressful."

P

Priya R.

Long Island, NY

Where Sayed lends

Rooted in New York, licensed across the Northeast.

Licensed to originate in New York, Connecticut, Pennsylvania and Florida — and able to originate loans in all 50 states through GoRascal Mortgage.

Queens Brooklyn Bronx Manhattan Staten Island Long Island Buffalo Albany Binghamton Connecticut Pennsylvania Florida (statewide)

Common questions

Frequently asked questions

Sayed is directly licensed to originate mortgages in New York, Connecticut, Pennsylvania and Florida, and can originate loans in all 50 states through GoRascal Mortgage.

Most borrowers receive a pre-approval letter within 24-48 hours of submitting income and asset documents.

No — an initial consultation is always free and does not require a hard credit pull.

Yes — Sayed is also a licensed New York real estate salesperson and can assist with the property search directly.

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Get started

Talk to Sayed about your loan today.

No obligation. No hard credit pull for an initial consultation. Most callers get a same-day response.

Sayed Hossain

Sayed Hossain

Direct: 516-937-8336

By submitting, you agree to be contacted by Sayed Hossain regarding mortgage or real estate services. This is not a loan commitment or application.

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